Tag Archives: Baccarat

Baccarat Hand Rules

Here’s part II of II in our [ How To Play Baccarat ] series.

You know how to play Baccarat now. Let’s get into hand rules so you’ll know why that one additional card is given or not.

Just like in Blackjack the card’s rank is its point value. The object in Baccarat is to get the closest to 9 as possible. Tens and face cards are worth 0.

If the cards equal a sum over 10, the first digit is dropped. For instance, if the Banker received a 7 and a 8, which is 15, the first digit is dropped, so the Banker has 5.

Sample Baccarat Hand Values
Cards Value
8 + King 8
7 + 6 3
Queen + Jack 0
4 + 7 1

If either side is dealt a combination that is 8 or 9 points in the first two cards, it’s called a natural and the hand is over. Example:

Banker has a 4 + 5
Player has a 10 + 2

Banker has a natural 9. Player has 2. Banker wins, natural 9 over 2.

If the result is a tie, your Banker or Player wager pushes, and Tie bets are paid.

The Player’s hand is the first to be acted on, which gives Banker a slight edge. You already know that a 8 or 9 ceases the hand. The Player will also stand on a 6 or 7. Anything else and the Player draws one card.

Player Hand Rules
Value Action
8 or 9 Stand with natural 8 or 9
6 or 7 Stand
0-5 Draw one card

Now, let’s move to the Banker. If the Player didn’t take a card, the Banker will stand on a 6,7,8 or 9 and take one card on everything else. However, if the Player does take a card, here’s how it will play out.

Banker Hand Rules If Player Draws One Card
Value Action
0-2 Draw one card
3 Draw unless Player’s hand is 8
4 Draw if Player’s hand is 2-7
5 Draw if Player’s hand is 4-7
6 Draw if Player’s hand is 6 or 7.
7-9 Stand

Baccarat – Ready, Set, Play

You’re now up to speed with this fantastic game. It’s one of my favorites. I’ve won a lot of money playing Baccarat. I find the game to be exciting. You just never know what the next card will do. Did you know that betting on the Banker in Baccarat is the best bet in the house? The house advantage on the Banker bet in Baccarat is just over 1%!

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How To Play Baccarat – Part I of II

There are two types of Baccarat – regular and mini. The regular version is played in a high-limit room and is a formal game. The mini version is the one you’ll most likely be playing. Mini-Baccarat is played at a Blackjack style table. There’s one dealer and a handful of seats.

Baccarat was the first game I learned to deal when I went to dealer’s school prior to turning 21 and entering the casino industry. I loved it instantly. If you’re an action type of person, this isn’t the game for you. Baccarat is a game handled solely by the dealer.

Baccarat Layout

Your part of the layout consists of three betting points – Banker, Player and Tie. In front of the dealer are two spaces – one for Banker and one for Player. This is where each hand will be played out.

As a player of Baccarat, your job is to figure out who’s going to win. Banker and Player wagers pay even money, but there’s a 5% vig on bets won on the Banker, because the Banker has a slight edge. Ties pay 9 to 1 (sometimes it’s different).

Play Baccarat

Playing Baccarat

Before we go over the actual hand rules, I thought it best to give you a quick rundown of an actual hand. Baccarat is played with six or eight 52-card decks out of a shoe.

Prior to each hand being played, you must select either Player or Banker to put your money on. You can also place a wager on the Tie, but it’s a very bad bet to make.

Once all wagers are in place, the dealer will deal two cards on the Banker spot and two cards on the Player spot. Each side will get up to one additional card and I’ll explain how in a moment.

Finally, the dealer will push the cards of the winning side up to signal a winner and take or pay all wagers.

In part two of How to Play Baccarat, we’ll go over Baccarat Hand Rules.

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